Our Schemes

Every scheme, one purpose.

Savings, loans and the pool fund — plus housing, investments, welfare and commodity services that raise members' living standards.

Core Schemes

Start with the three pillars.

Regular thrift contributions that build financial standing and unlock everything else.

Nine facilities — from short-term payroll loans to mortgages — on fair member terms.

Fix a large sum for 30 days or more at higher member rates, reviewed quarterly.

Member Services

Varieties of real estate investments to choose from — cooperative schemes that bring homeownership within reach.

Ask about housing →

Carefully considered opportunities that turn steady contributions into long-term value — vetted with members' interests first.

Ask about investments →

Practical support for members and their families — in good seasons and hard ones.

Ask about welfare →

Collective buying power — quality goods at fair prices, online shopping, and the society's trade fairs and exhibitions.

Ask about commodities →

Become a Member Contact Support